Life is very unpredictable and so is the health of any person. While some of us are born with certain physical and/or mental disabilities, some of us can become disabled over the course of our lifetime. A disability can be caused due to a number of reasons – an accident, a genetic disorder, a sudden medical condition and so on. In short, no human’s health comes with a stamp of guarantee, and that’s why it is very crucial for you to be prepared at all times for such a situation. This is more of a precautionary measure than anything else.