Deciding to save is a very good option in order to ensure a secure future for yourself and your family. The earlier you start saving, the more your savings will be. If you have a certain goal in mind, like the purchase of a home, a vehicle, the education expenses of your children and so on, then you need to keep at least an approximate amount in mind. The amount needs to be close enough to the actual amount you will require to reach this goal. Depending on this, you can divide your savings on an annual basis and find out how much time it will take you.